FORTIFIED Roofing

Northwest Arkansas has become one of the most hail- and wind-active regions in the country.
Agents need policyholders with more resilient homes, fewer losses, and roofing systems that truly perform when storms hit.

FORTIFIED-certified roofing delivers exactly that.

✔ Reduced Claims Severity & Frequency

FORTIFIED Roof systems are built for resilience against:

• High winds
• Wind-driven rain
• Hail impacts
• Water intrusion

Less damage = fewer and less severe claims.

✔ Higher Retention & Happier Policyholders

Because resilient homes experience less damage and fewer headaches:

• Policyholders stay loyal
• They avoid surprise premium spikes
• They have a smoother claims experience

✔ Major Insurance Discounts

Many Arkansas carriers offer notable premium credits for verified FORTIFIED Roof designations.
Agents can deliver immediate, tangible savings with a simple referral.

✔ Access to Resilience Grants (When Available)

While programs vary year to year, many insurance carriers, state hazard-mitigation funds, and national resilience initiatives periodically offer grants, rebates, or financial assistance for upgrading to FORTIFIED standards.

OMR actively helps policyholders monitor and apply for these opportunities when funding windows open.
Agents who refer OMR give their policyholders access to potential incentives that reduce out-of-pocket cost.

✔ Stronger, More Stable Book for Underwriters

Homes with resilient roofing reduce volatility across an agent’s portfolio, supporting:

• Better carrier relationships
• Better pricing
• Easier renewals
• Long-term stability and grow

Stronger. Safer. Built for More Resilient Performance.

A FORTIFIED Roof is not a basic upgrade — it’s a system-level enhancement engineered for the storms that repeatedly impact Northwest Arkansas.

Here’s what your policyholders gain:

✔ A Roof That Stays On in High Winds
A resilient roofing system designed to resist wind uplift and structural failure.

✔ Dramatically Reduced Water Intrusion
Even if shingles are damaged, the system remains sealed — preventing interior water intrusion, the #1 driver of severe claims.

✔ Superior Hail Protection
Upgraded materials and installation techniques proven to perform better in our hail-prone region.

✔ Verified, 3rd-Party Certification
Every FORTIFIED Roof is independently evaluated, documented, and certified.

✔ Measurable, Science-Backed Risk Reduction
FORTIFIED is supported by decades of IBHS research and proven real-world performance after severe storms.

These upgrades produce measurable improvements in your agency’s performance:

Less water intrusion = fewer total losses.
More resilient roofs = fewer repeated claims.
Verified documentation = smoother underwriting + potential premium credits.

OMR provides the resilience.
Agents benefit from the results.

We Are NWA’s Most Qualified Resilient Roofing Contractor

• We Are NWA’s Most Qualified Resilient Roofing Contractor
• Certified to Install FORTIFIED Roof Systems — Required as of 2025 to obtain the official designation.
• 50-Year Non-Prorated Material Warranty — Manufacturer-backed.
• 25-Year Non-Prorated Workmanship Warranty — Also manufacturer-backed.
• Both warranties are 100% transferable to the next homeowner.
• FORTIFIED Certification is fully transferable, preserving the resilience designation and any eligible credits.
• GAF Master Elite (Top 2%)
• GAF Presidents Club Award Winner

If This Roof Fails… It’s NOT the Carrier Paying the Claim

If a FORTIFIED roof installed by OMR fails due to:

• Straight-line winds under 160 mph (an anomaly in our region)
• Hail 2 inches or smaller
• Material defects
• Improper installation

YOUR POLICYHOLDER IS COVERED BY SOMEBODY OTHER THAN THEIR INSURANCE CARRIER.
This dramatically reduces future losses and claim exposure.

Documentation Designed for Underwriting
We provide a complete, organized packet:

• Before, During & After Photos
• Evaluator Certification
• Product & System Specifications
• Warranty Information

Agents never chase paperwork — we make the carrier process easier.

1. Post-Storm Referral Strategy
“When your roof is being replaced anyway, ask OMR about upgrading to a resilient FORTIFIED Roof. You may qualify for premium credits
and stronger protection moving forward.”

2. Annual Review & Retention Tool
“Your current roof is aging. If we connect you with our preferred contractor and upgrade it to a FORTIFIED Roof, we can improve your
home’s resilience and potentially help reduce your premium.”

3. Policyholders Experiencing Rate Pressure
For policyholders facing rising premiums or decreases in coverage due to their existing roof, a FORTIFIED system helps stabilize longterm
insurability.

4. Landlords & Investment Property Owners
Resilient roofs protect rental income, reduce downtime after storms, and improve insurability across portfolios.

5. New Homebuyers / First-Time Homeowners
Agents use OMR to educate buyers on how a resilient roof protects their largest investment from NWA storms.

Help your policyholders get more resilient homes, lower premiums, and fewer claims.

479-271-8187 — Main Office
479-551-5429 — FORTIFIED Division
www.ozmountain.com
info@ozmountain.com
Bentonville / Centerton — Serving All Northwest Arkansas